Renovating & property 2 min read

How to modernise your kitchen on a budget

By Rory

How to modernise your kitchen on a budget

If you want to modernise your kitchen but you’re concerned about the cost, don’t be dismayed. There are many ways to get a new kitchen without destroying your bank balance.

Downgrade to upgrade

Saving money doesn’t mean you have to compromise on everything in your new kitchen. Select a few fittings or features that you want to spend a little more on, then budget in other areas. For example, if you have your heart set on a granite bench-top, perhaps you could have a tiled splash-back instead of a glass one. By choosing one or two standout features, you can still achieve the ‘wow factor’ you’re looking for.

Don’t move mountains

You can save on electrical and plumbing contractors by working within the design of your existing kitchen. Keep your sink, oven and gas hotplates in their current positions, to minimise structural and design costs.

Buy off the shelf

It can be expensive to get cabinets, shelves or tables custom-made. While this may be your only option when you’re working with an unusual space, it might still be possible to buy some fittings off the shelf.

Stores such as Ikea,and specialist kitchen suppliers sell flat pack or modular cabinets that you can assemble yourself, which should cost less than hiring a professional installer. Also think of creative alternatives – if your dream kitchen has an island bench, why not consider a small table or a unit on wheels instead, for a relaxed country feel.

Refresh rather than renovate

Before you gut your entire kitchen, consider whether you would be happy with just a few changes. Refreshing the cabinets with new handles and a lick of paint can change the look of a room entirely.

Other low-cost changes that can lift your kitchen include replacing the benchtop, installing new window blinds and modernising the light fittings. Laminate has also had a revival, with stylish colours and designs that may just transform your kitchen at minimal expense.

Net a bargain

The internet is a treasure trove of bargains, but it’s not just the large retail stores that offer special deals online. Many individuals and small businesses offer surplus stock or items they simply don’t need on sites like Gumtree and eBay. You’ll be amazed at what people will sell for a fraction of the original cost.

Recycle

Just because you want a new kitchen doesn’t mean you can’t salvage some of your current fittings. Perhaps your tap-ware has hipster retro charm, or you have hardwood boards hidden beneath your lino flooring. Look at your existing kitchen objectively before you start throwing anything out.

DIY

While you may not have the time or skill to DIY everything, you may be able to save some dollars by splitting the workload with your tradies. Paint the walls on the weekend or tile the splashback, and you’ll have the satisfaction of knowing you did it yourself.

Creating your dream kitchen without breaking your budget is certainly possible. Don’t be overwhelmed by the initial quotes, just look at where you can make little changes without compromising on your vision.

When planning your renovation, contact Own Home Loans to find out how they can help you get into your new kitchen.

 

Financial prosperity starts here.

We're your full-service money partner. From getting the keys to your first home, to building a portfolio that sets you up for life.

At Own Money, we acknowledge the Traditional Owners of the lands on which we work and live. We pay our respects to Elders past, present, and emerging, and recognise their continuing connection to land, waters, and culture. We are committed to honouring Aboriginal and Torres Strait Islander peoples’ rich traditions and histories, and to walking together towards a future that values and respects the deep and ongoing contributions they make to our community.

Search Financial Group Pty Ltd, ACN: 616352697 (Credit Representative Number 49594) is a Credit Representative of Mortgage Specialist Pty Ltd (Australian Credit Licence Number 387025).

WARNING: General advice only. Readers are advised to discuss, with an Authorised Representative, the appropriateness of each recommendation, together with the general and specific risks of investing having regard to personal needs, objectives and financial circumstances. All Rights Reserved.

© 2026 Own Money. All rights reserved.